In May, consumers are also worried about the declining stock market. The market is declining for a number of reasons. First, there is a debt crisis in European that has investors worried. They fear it may carryover to the U.S. Many European economies such as Spain and Greece are almost bankrupt and needing bailouts. This threatens the stability of the European currency.

The stock market has lost almost all the gains it has made in 2010. That is worrisome to investors who are also consumers.